The information below was drawn from the NHS pension scheme website, you can find more there.
“Most NHS workers are members of the pension scheme but few have any idea of when they can claim it and how much it is likely to pay them once their working lives are at an end.
Members pay a set amount of their wages in contributions each month; some pay 5% and some 6%.
This is because when it was set up, ‘blue collar’ NHS staff earned considerably less than ‘white collar’ employees and it was thought fairer that lower paid workers should not have to contribute as much.
Although those distinctions may have disappeared, the ruling remains in force. You can, if you choose, retire at 60 and apply for your pension or you can continue working until 65 and claim it then. The most number of year’s membership you can have in the scheme is 40. “