Whitehall is under new management and, ideally, the new ministers will initially focus on addressing a few crucial high-level questions, such as what sort of society do we want to be living in, in 30 to 50 years? Why do we want people to save for the long term, and what is the purpose of tax relief? If the latter is to incentivise pension saving so there is less pensioner poverty in the future, why not simply redirect the £30bn of annual upfront relief to boost the basic state pension (£50.5bn last year) by some 60%?

The pensions minister highlights Labour’s past successes and lays out the government’s proposals for changes, from the mandatory retirement age to Nest.

The short-termist approach adopted by many asset managers is putting investments at risk, but pension funds could encourage them to address long-term issues

The government believes pensions are the best way to encourage people to save more in the long term, and personal accounts is a cornerstone of these plans for reform

The shift away from DB has arguably gone too far in terms of who shoulders the risk, but working towards a hybrid solution could put pensions back on track

The long-suffering pensions industry and the UK population would benefit most from a little stability at the DWP, rather than the frustration of continuous reshuffles

Many condemn the disparity between public and private sector pension provision, with the former often deemed unsustainable. But the costs can often obscure the truer picture

The cavernous gap between private and public sector pensions must be reduced as the difference in earnings levels has also shrunk, and ministers should lead the way

Ahead of the introduction of auto-enrolment in 2012, the process to procure the administrative services that will form the backbone of the system has now begun.