A national debate is required to decide how care funding for the elderly can be reformed to provide enough for the UK’s retirees

Drawdown is not for everyone, but with so many options available clients could reap the rewards, if they can access high quality advice

The UK has lessons to learn from global pension plans that have been working to manage the risks associated with people living longer

Despite several worthy alternatives, annuities remain the best choice for most retirees, with many variations and options on offer

Recent tremors in the stock market have emphasised the need to protect pension pots from the effects of inflation and equity downturns

Although more choice generates more work for advisers, the customer will ultimately benefit

The rapidly expanding drawdown market is attracting clients seeking a bespoke retirement solution with the added bonus of flexible options

If annuities are safer and more tax-efficient, will choosing riskier drawdown leave retirees out in the cold?

A lifetime annuity is far from the only option available to retirees, who must be made aware of the choices on offer in the marketplace

The apparent obligation to annuitise has often led to a products receiving a bad press, but the benefits of a lifetime income must not be forgotten

What does the emergence of wrap platforms as the gatekeepers to the sale of pensions and investment products mean to the key players in the UK market?